Finding the right financial adviser is the single most important step you will take before moving to France — and it is also one of the easiest to get wrong. There are excellent cross-border specialists out there. But there are also firms that target expats with complex, expensive products that serve their interests far more than yours. The difference is not always obvious until it is too late.
We have done the vetting for you. We work with a small number of regulated, independent, fee-based financial advisers who specialise specifically in helping expats move to and live in France. They are English-speaking, experienced in the France-UK and France-US corridor, and fully transparent about their fees.
The introduction is completely free. Tell us about your situation using the form below — we will connect you with the right adviser for your needs, typically within 48 hours, at absolutely no cost to you and with no obligation whatsoever.
We work with a small number of regulated, fee-based, English-speaking financial advisers who specialise in helping expats move to and live in France. Tell us about your situation — we'll match you for free with the one best suited to your needs.
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We'll review your situation and introduce you to the right financial adviser within 48 hours.
The right financial adviser
Moving to France is one of the most significant financial decisions of your life. As a future French tax resident, you face a new income tax system, new rules on wealth tax, inheritance tax, and social charges, new questions about your pension income, your assurance vie options, your UK or US retirement savings, and your residency status. The financial planning decisions you make in the months around your move — before and after you become resident in France — will shape your tax situation, your estate planning, and your long-term wealth for decades to come.
Most expats underestimate how different the French tax system is from the UK or US. Double taxation, cross-border social security, capital gains tax on real estate, rental income rules, French residency requirements — these are not topics a generalist financial adviser handles well. You need an independent financial adviser who is regulated, English-speaking, experienced with expats in France, and fully transparent about how they charge.
What to look for in a cross-border financial adviser
Regulated in both countries
Your adviser must be authorised to operate in both your home country — the UK or the US — and in France. This is non-negotiable. An unregulated adviser exposes you to significant financial and legal risk.
Specialist experience with expats in France
General financial advisers do not understand the assurance vie, the NT tax code, the S1 form, or the QROPS decision. You need someone who has guided dozens of expats through the France-UK or France-US corridor specifically.
Transparent, fee-based advice
The best advisers charge a clear, fixed fee for their work. They do not earn commission on the products they recommend. This alignment of interests matters — their job is to find the best solution for you, not the most profitable one for them.
How we can help
We know Provence and the French Riviera. We know the expat community here. And we know the financial questions that come up again and again — from British retirees managing a UK pension, to Americans navigating FBAR and their 401(k), to families investing the proceeds of a UK home sale.
We work with a small number of regulated, fee-based cross-border financial advisers who specialise in helping expats settle in the south of France. We have vetted them personally. We trust them with our own readers.
We will connect you with the right adviser for your situation — at no cost to you, and with no obligation. Fill in the form at the top of this page. We will review your message and connect you with the adviser best suited to your needs — typically within 48 hours.
We do not provide financial advice. Provence Web is an independent travel and lifestyle website. We connect readers with regulated independent financial advisers. We do not receive commission on any financial products or decisions.
Read also : Finance & tax in France: the essential guide for expats
